Spirit Financial
Spirit Financial is a credit union based in Levittown, Pennsylvania, established in 1953, with $69 million in total assets serving 3,725 members. By Trust Grade it ranks 214th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.1% trails most similarly sized credit unions (42th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.36% return on assets), a point to watch. No consumer complaints against Spirit Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spirit Financial compares to Pennsylvania peers
How we graded Spirit Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Unprofitable over the period (ROA -0.36%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spirit Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Spirit Financial insured?
Yes. Spirit Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spirit Financial: frequently asked questions
Is Spirit Financial a good credit union?
Spirit Financial earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Unprofitable over the period (ROA -0.36%).
Is Spirit Financial NCUA-insured?
Yes. Spirit Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Spirit Financial?
Spirit Financial holds $69 million in total assets, ranking 214th of 271 credit unions we track in Pennsylvania. It serves 3,725 members.
Does Spirit Financial have CFPB complaints?
No CFPB complaints against Spirit Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
