Pinpoint
Pinpoint is a credit union based in Milton, Pennsylvania, established in 1956, with $31 million in total assets serving 2,951 members. By Trust Grade it ranks 254th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 7.9% trails most similarly sized credit unions (4th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Pinpoint appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pinpoint compares to Pennsylvania peers
How we graded Pinpoint
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.9% capital ratio)
- Profitable (ROA 0.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pinpoint over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Pinpoint insured?
Yes. Pinpoint is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pinpoint: frequently asked questions
Is Pinpoint a good credit union?
Pinpoint earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (7.9% capital ratio); Profitable (ROA 0.46%).
Is Pinpoint NCUA-insured?
Yes. Pinpoint is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Pinpoint?
Pinpoint holds $31 million in total assets, ranking 254th of 271 credit unions we track in Pennsylvania. It serves 2,951 members.
Does Pinpoint have CFPB complaints?
No CFPB complaints against Pinpoint appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
