Valley 1st Community
Valley 1st Community is a credit union based in Monessen, Pennsylvania, established in 1935, with $104 million in total assets serving 7,342 members. By Trust Grade it ranks 3rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 23.2% is stronger than 99% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Valley 1st Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley 1st Community compares to Pennsylvania peers
How we graded Valley 1st Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.2% capital ratio)
- Strongly profitable (ROA 1.56%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley 1st Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley 1st Community insured?
Yes. Valley 1st Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley 1st Community: frequently asked questions
Is Valley 1st Community a good credit union?
Valley 1st Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (23.2% capital ratio); Strongly profitable (ROA 1.56%).
Is Valley 1st Community NCUA-insured?
Yes. Valley 1st Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley 1st Community?
Valley 1st Community holds $104 million in total assets, ranking 3rd of 271 credit unions we track in Pennsylvania. It serves 7,342 members.
Does Valley 1st Community have CFPB complaints?
No CFPB complaints against Valley 1st Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
