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Wayland Temple Baptist

Philadelphia, PA · Est. 1975
C
Trust Grade
Average
Score: 73/100

Wayland Temple Baptist is a credit union based in Philadelphia, Pennsylvania, established in 1975, with $191 thousand in total assets serving 75 members. By Trust Grade it ranks 266th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-2.76% return on assets), a point to watch. No consumer complaints against Wayland Temple Baptist appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$191K
<$100M institution
Members
75
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-2.8%
Bottom 3% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#266
of 271 credit unions

How Wayland Temple Baptist compares to Pennsylvania peers

Net worth ratio
Top 44% of <$100M peers
Wayland Temple
15.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
Wayland Temple
-2.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Wayland Temple Baptist

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (15.1% capital ratio)
  • Unprofitable over the period (ROA -2.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wayland Temple Baptist over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Wayland Temple Baptist insured?

Yes. Wayland Temple Baptist is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wayland Temple Baptist: frequently asked questions

Is Wayland Temple Baptist a good credit union?

Wayland Temple Baptist earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Unprofitable over the period (ROA -2.76%).

Is Wayland Temple Baptist NCUA-insured?

Yes. Wayland Temple Baptist is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Wayland Temple Baptist?

Wayland Temple Baptist holds $0 million in total assets, ranking 266th of 271 credit unions we track in Pennsylvania. It serves 75 members.

Does Wayland Temple Baptist have CFPB complaints?

No CFPB complaints against Wayland Temple Baptist appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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