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credit union

Lonza

Williamsport, PA · Est. 1961
B
Trust Grade
Strong
Score: 82/100

Lonza is a credit union based in Williamsport, Pennsylvania, established in 1961, with $489 thousand in total assets serving 90 members. By Trust Grade it ranks 242nd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 25.6% is stronger than 90% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.81% return on assets), a point to watch. No consumer complaints against Lonza appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$489K
<$100M institution
Members
90
Shares & deposits
Net worth ratio
25.6%
Top 10% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-0.8%
Bottom 10% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#242
of 271 credit unions

How Lonza compares to Pennsylvania peers

Net worth ratio
Top 10% of <$100M peers
Lonza
25.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Lonza
-0.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Lonza

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Strongly capitalized (25.6% capital ratio)
  • Unprofitable over the period (ROA -0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lonza over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lonza insured?

Yes. Lonza is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lonza: frequently asked questions

Is Lonza a good credit union?

Lonza earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (25.6% capital ratio); Unprofitable over the period (ROA -0.81%).

Is Lonza NCUA-insured?

Yes. Lonza is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lonza?

Lonza holds $0 million in total assets, ranking 242nd of 271 credit unions we track in Pennsylvania. It serves 90 members.

Does Lonza have CFPB complaints?

No CFPB complaints against Lonza appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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