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Acba Fed Credit Union (3226)

Pittsburgh, PA · Est. 1939
C
Trust Grade
Average
Score: 73/100

Acba Fed Credit Union (3226) is a credit union based in Pittsburgh, Pennsylvania, established in 1939, with $3 million in total assets serving 967 members. By Trust Grade it ranks 265th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.1% trails most similarly sized credit unions (49th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-4.37% return on assets), a point to watch. No consumer complaints against Acba Fed Credit Union (3226) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1M
<$100M institution
Members
967
Shares & deposits
Net worth ratio
14.1%
Bottom 49% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-4.4%
Bottom 2% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#265
of 271 credit unions

How Acba Fed Credit Union (3226) compares to Pennsylvania peers

Net worth ratio
Bottom 49% of <$100M peers
Acba Fed
14.1%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Acba Fed
-4.4%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Acba Fed Credit Union (3226)

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (14.1% capital ratio)
  • Unprofitable over the period (ROA -4.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Acba Fed Credit Union (3226) over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Acba Fed Credit Union (3226) insured?

Yes. Acba Fed Credit Union (3226) is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Acba Fed Credit Union (3226): frequently asked questions

Is Acba Fed Credit Union (3226) a good credit union?

Acba Fed Credit Union (3226) earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Unprofitable over the period (ROA -4.37%).

Is Acba Fed Credit Union (3226) NCUA-insured?

Yes. Acba Fed Credit Union (3226) is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Acba Fed Credit Union (3226)?

Acba Fed Credit Union (3226) holds $3 million in total assets, ranking 265th of 271 credit unions we track in Pennsylvania. It serves 967 members.

Does Acba Fed Credit Union (3226) have CFPB complaints?

No CFPB complaints against Acba Fed Credit Union (3226) appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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