Mountain Laurel
Mountain Laurel is a credit union based in Saint Marys, Pennsylvania, established in 1970, with $173 million in total assets serving 17,905 members. By Trust Grade it ranks 61st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 19.3% is stronger than 97% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against Mountain Laurel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountain Laurel compares to Pennsylvania peers
How we graded Mountain Laurel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.3% capital ratio)
- Strongly profitable (ROA 2.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountain Laurel over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mountain Laurel insured?
Yes. Mountain Laurel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountain Laurel: frequently asked questions
Is Mountain Laurel a good credit union?
Mountain Laurel earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.3% capital ratio); Strongly profitable (ROA 2.17%).
Is Mountain Laurel NCUA-insured?
Yes. Mountain Laurel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mountain Laurel?
Mountain Laurel holds $173 million in total assets, ranking 61st of 271 credit unions we track in Pennsylvania. It serves 17,905 members.
Does Mountain Laurel have CFPB complaints?
No CFPB complaints against Mountain Laurel appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
