Ussco Johnstown
Ussco Johnstown is a credit union based in Johnstown, Pennsylvania, established in 1958, with $173 million in total assets serving 14,090 members. By Trust Grade it ranks 133rd of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.4% is stronger than 65% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Ussco Johnstown appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ussco Johnstown compares to Pennsylvania peers
How we graded Ussco Johnstown
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ussco Johnstown over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ussco Johnstown insured?
Yes. Ussco Johnstown is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ussco Johnstown: frequently asked questions
Is Ussco Johnstown a good credit union?
Ussco Johnstown earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.52%).
Is Ussco Johnstown NCUA-insured?
Yes. Ussco Johnstown is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ussco Johnstown?
Ussco Johnstown holds $173 million in total assets, ranking 133rd of 271 credit unions we track in Pennsylvania. It serves 14,090 members.
Does Ussco Johnstown have CFPB complaints?
No CFPB complaints against Ussco Johnstown appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
