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credit union

Vantage Trust

Wilkes Barre, PA · Est. 1948
C
Trust Grade
Average
Score: 72/100

Vantage Trust is a credit union based in Wilkes Barre, Pennsylvania, established in 1948, with $48 million in total assets serving 5,048 members. By Trust Grade it ranks 267th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 7.2% trails most similarly sized credit unions (2th percentile), versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.07% return on assets), a point to watch. No consumer complaints against Vantage Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.0M
<$100M institution
Members
5,048
Shares & deposits
Net worth ratio
7.2%
Bottom 2% of <$100M peers · Pennsylvania median 13.2%
Return on assets
-0.1%
Bottom 20% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#267
of 271 credit unions

How Vantage Trust compares to Pennsylvania peers

Net worth ratio
Bottom 2% of <$100M peers
Vantage Trust
7.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of <$100M peers
Vantage Trust
-0.1%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Vantage Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
72/100
Customer experience
n/a
Overall
C · 72
  • Well-capitalized (7.2% capital ratio)
  • Unprofitable over the period (ROA -0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Vantage Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Vantage Trust insured?

Yes. Vantage Trust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Vantage Trust: frequently asked questions

Is Vantage Trust a good credit union?

Vantage Trust earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Unprofitable over the period (ROA -0.07%).

Is Vantage Trust NCUA-insured?

Yes. Vantage Trust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Vantage Trust?

Vantage Trust holds $48 million in total assets, ranking 267th of 271 credit unions we track in Pennsylvania. It serves 5,048 members.

Does Vantage Trust have CFPB complaints?

No CFPB complaints against Vantage Trust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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