Discovery
Discovery is a credit union based in Wyomissing, Pennsylvania, established in 1959, with $192 million in total assets serving 9,023 members. By Trust Grade it ranks 111th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 11.4% is stronger than 52% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Discovery appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Discovery compares to Pennsylvania peers
How we graded Discovery
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Discovery over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Discovery insured?
Yes. Discovery is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Discovery: frequently asked questions
Is Discovery a good credit union?
Discovery earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Profitable (ROA 0.89%).
Is Discovery NCUA-insured?
Yes. Discovery is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Discovery?
Discovery holds $192 million in total assets, ranking 111th of 271 credit unions we track in Pennsylvania. It serves 9,023 members.
Does Discovery have CFPB complaints?
No CFPB complaints against Discovery appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
