Georgetown Kraft
Georgetown Kraft is a credit union based in Georgetown, South Carolina, established in 1952, with $194 million in total assets serving 18,296 members. By Trust Grade it ranks 16th of 46 credit unions we track in South Carolina. Its net worth ratio of 18.0% is stronger than 95% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against Georgetown Kraft appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Georgetown Kraft compares to South Carolina peers
How we graded Georgetown Kraft
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.0% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Georgetown Kraft over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Georgetown Kraft insured?
Yes. Georgetown Kraft is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Georgetown Kraft: frequently asked questions
Is Georgetown Kraft a good credit union?
Georgetown Kraft earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Strongly profitable (ROA 1.26%).
Is Georgetown Kraft NCUA-insured?
Yes. Georgetown Kraft is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Georgetown Kraft?
Georgetown Kraft holds $194 million in total assets, ranking 16th of 46 credit unions we track in South Carolina. It serves 18,296 members.
Does Georgetown Kraft have CFPB complaints?
No CFPB complaints against Georgetown Kraft appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
