Mid Carolina
Mid Carolina is a credit union based in Lugoff, South Carolina, established in 1961, with $178 million in total assets serving 14,016 members. By Trust Grade it ranks 14th of 46 credit unions we track in South Carolina. Its net worth ratio of 12.8% is stronger than 70% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Mid Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid Carolina compares to South Carolina peers
How we graded Mid Carolina
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid Carolina over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mid Carolina insured?
Yes. Mid Carolina is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid Carolina: frequently asked questions
Is Mid Carolina a good credit union?
Mid Carolina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.13%).
Is Mid Carolina NCUA-insured?
Yes. Mid Carolina is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mid Carolina?
Mid Carolina holds $178 million in total assets, ranking 14th of 46 credit unions we track in South Carolina. It serves 14,016 members.
Does Mid Carolina have CFPB complaints?
No CFPB complaints against Mid Carolina appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
