Spero Financial
Spero Financial is a credit union based in Greenville, South Carolina, established in 1935, with $712 million in total assets serving 45,420 members. By Trust Grade it ranks 43rd of 46 credit unions we track in South Carolina. Its net worth ratio of 8.1% trails most similarly sized credit unions (5th percentile), versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.00% return on assets. No consumer complaints against Spero Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Spero Financial compares to South Carolina peers
How we graded Spero Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Profitable (ROA 0.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Spero Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Spero Financial insured?
Yes. Spero Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Spero Financial: frequently asked questions
Is Spero Financial a good credit union?
Spero Financial earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.00%).
Is Spero Financial NCUA-insured?
Yes. Spero Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Spero Financial?
Spero Financial holds $712 million in total assets, ranking 43rd of 46 credit unions we track in South Carolina. It serves 45,420 members.
Does Spero Financial have CFPB complaints?
No CFPB complaints against Spero Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
