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credit union

Neighbors United

Greenwood, SC · Est. 1961
B
Trust Grade
Strong
Score: 81/100

Neighbors United is a credit union based in Greenwood, South Carolina, established in 1961, with $66 million in total assets serving 7,234 members. By Trust Grade it ranks 39th of 46 credit unions we track in South Carolina. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a South Carolina median of 13.2%. It posted a loss over the most recent period (-0.97% return on assets), a point to watch. No consumer complaints against Neighbors United appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.8M
<$100M institution
Members
7,234
Shares & deposits
Net worth ratio
12.3%
Bottom 35% of <$100M peers · South Carolina median 13.2%
Return on assets
-1.0%
Bottom 9% of <$100M peers · South Carolina median 0.85%
Rank in South Carolina
#39
of 46 credit unions

How Neighbors United compares to South Carolina peers

Net worth ratio
Bottom 35% of <$100M peers
Neighbors United
12.3%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
Neighbors United
-1.0%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Neighbors United

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Strongly capitalized (12.3% capital ratio)
  • Unprofitable over the period (ROA -0.97%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Neighbors United over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Neighbors United insured?

Yes. Neighbors United is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Neighbors United: frequently asked questions

Is Neighbors United a good credit union?

Neighbors United earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Unprofitable over the period (ROA -0.97%).

Is Neighbors United NCUA-insured?

Yes. Neighbors United is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Neighbors United?

Neighbors United holds $66 million in total assets, ranking 39th of 46 credit unions we track in South Carolina. It serves 7,234 members.

Does Neighbors United have CFPB complaints?

No CFPB complaints against Neighbors United appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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