Tru
Tru is a credit union based in Greenwood, South Carolina, established in 1974, with $64 million in total assets serving 7,343 members. By Trust Grade it ranks 32nd of 46 credit unions we track in South Carolina. Its net worth ratio of 11.0% trails most similarly sized credit unions (25th percentile), versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Tru appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tru compares to South Carolina peers
How we graded Tru
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tru over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tru insured?
Yes. Tru is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tru: frequently asked questions
Is Tru a good credit union?
Tru earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Profitable (ROA 0.50%).
Is Tru NCUA-insured?
Yes. Tru is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tru?
Tru holds $64 million in total assets, ranking 32nd of 46 credit unions we track in South Carolina. It serves 7,343 members.
Does Tru have CFPB complaints?
No CFPB complaints against Tru appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
