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credit union

South Carolina

North Charlesto, SC · Est. 1936
A
Trust Grade
Excellent
Score: 98/100

South Carolina is a credit union based in North Charlesto, South Carolina, established in 1936, with $2.6 billion in total assets serving 156,633 members. By Trust Grade it ranks 1st of 46 credit unions we track in South Carolina. Its net worth ratio of 13.2% is stronger than 83% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against South Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Members
156,633
Shares & deposits
Net worth ratio
13.2%
Top 17% of $1B–10B peers · South Carolina median 13.2%
Return on assets
1.0%
Top 26% of $1B–10B peers · South Carolina median 0.85%
Rank in South Carolina
#1
of 46 credit unions

How South Carolina compares to South Carolina peers

Net worth ratio
Top 17% of $1B–10B peers
South Carolina
13.2%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
South Carolina
1.0%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded South Carolina

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Carolina over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at South Carolina insured?

Yes. South Carolina is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Carolina: frequently asked questions

Is South Carolina a good credit union?

South Carolina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.99%).

Is South Carolina NCUA-insured?

Yes. South Carolina is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is South Carolina?

South Carolina holds $2.6 billion in total assets, ranking 1st of 46 credit unions we track in South Carolina. It serves 156,633 members.

Does South Carolina have CFPB complaints?

No CFPB complaints against South Carolina appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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