Srp
Srp is a credit union based in North Augusta, South Carolina, established in 1960, with $2.1 billion in total assets serving 201,844 members. By Trust Grade it ranks 11th of 46 credit unions we track in South Carolina. Its net worth ratio of 13.5% is stronger than 87% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Srp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Srp compares to South Carolina peers
How we graded Srp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Srp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Srp insured?
Yes. Srp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Srp: frequently asked questions
Is Srp a good credit union?
Srp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.22%).
Is Srp NCUA-insured?
Yes. Srp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Srp?
Srp holds $2.1 billion in total assets, ranking 11th of 46 credit unions we track in South Carolina. It serves 201,844 members.
Does Srp have CFPB complaints?
No CFPB complaints against Srp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
