Bluestone
Bluestone is a credit union based in Sioux Falls, South Dakota, established in 1938, with $213 million in total assets serving 11,714 members. By Trust Grade it ranks 19th of 33 credit unions we track in South Dakota. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Bluestone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bluestone compares to South Dakota peers
How we graded Bluestone
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bluestone over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bluestone insured?
Yes. Bluestone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bluestone: frequently asked questions
Is Bluestone a good credit union?
Bluestone earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Strongly profitable (ROA 1.05%).
Is Bluestone NCUA-insured?
Yes. Bluestone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bluestone?
Bluestone holds $213 million in total assets, ranking 19th of 33 credit unions we track in South Dakota. It serves 11,714 members.
Does Bluestone have CFPB complaints?
No CFPB complaints against Bluestone appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
