Sentinel
Sentinel is a credit union based in Box Elder, South Dakota, established in 1955, with $197 million in total assets serving 9,857 members. By Trust Grade it ranks 16th of 33 credit unions we track in South Dakota. Its net worth ratio of 10.8% trails most similarly sized credit unions (43th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Sentinel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sentinel compares to South Dakota peers
How we graded Sentinel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Sentinel over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sentinel insured?
Yes. Sentinel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sentinel: frequently asked questions
Is Sentinel a good credit union?
Sentinel earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.56%).
Is Sentinel NCUA-insured?
Yes. Sentinel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sentinel?
Sentinel holds $197 million in total assets, ranking 16th of 33 credit unions we track in South Dakota. It serves 9,857 members.
Does Sentinel have CFPB complaints?
No CFPB complaints against Sentinel appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
