Explorers
Explorers is a credit union based in Yankton, South Dakota, established in 1962, with $113 million in total assets serving 9,040 members. By Trust Grade it ranks 28th of 33 credit unions we track in South Dakota. Its net worth ratio of 9.4% trails most similarly sized credit unions (21th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against Explorers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Explorers compares to South Dakota peers
How we graded Explorers
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Explorers over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Explorers insured?
Yes. Explorers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Explorers: frequently asked questions
Is Explorers a good credit union?
Explorers earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Profitable (ROA 0.44%).
Is Explorers NCUA-insured?
Yes. Explorers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Explorers?
Explorers holds $113 million in total assets, ranking 28th of 33 credit unions we track in South Dakota. It serves 9,040 members.
Does Explorers have CFPB complaints?
No CFPB complaints against Explorers appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
