Dakota Star
Dakota Star is a credit union based in Rapid City, South Dakota, established in 1952, with $46 million in total assets serving 3,016 members. By Trust Grade it ranks 24th of 33 credit unions we track in South Dakota. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Dakota Star appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota Star compares to South Dakota peers
How we graded Dakota Star
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota Star over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dakota Star insured?
Yes. Dakota Star is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota Star: frequently asked questions
Is Dakota Star a good credit union?
Dakota Star earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.07%).
Is Dakota Star NCUA-insured?
Yes. Dakota Star is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dakota Star?
Dakota Star holds $46 million in total assets, ranking 24th of 33 credit unions we track in South Dakota. It serves 3,016 members.
Does Dakota Star have CFPB complaints?
No CFPB complaints against Dakota Star appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
