Alcoa Municipal Employees
Alcoa Municipal Employees is a credit union based in Alcoa, Tennessee, established in 1971, with $4 million in total assets serving 866 members. By Trust Grade it ranks 14th of 126 credit unions we track in Tennessee. Its net worth ratio of 18.9% is stronger than 74% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 2.26% return on assets. No consumer complaints against Alcoa Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alcoa Municipal Employees compares to Tennessee peers
How we graded Alcoa Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.9% capital ratio)
- Strongly profitable (ROA 2.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alcoa Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alcoa Municipal Employees insured?
Yes. Alcoa Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alcoa Municipal Employees: frequently asked questions
Is Alcoa Municipal Employees a good credit union?
Alcoa Municipal Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 2.26%).
Is Alcoa Municipal Employees NCUA-insured?
Yes. Alcoa Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alcoa Municipal Employees?
Alcoa Municipal Employees holds $4 million in total assets, ranking 14th of 126 credit unions we track in Tennessee. It serves 866 members.
Does Alcoa Municipal Employees have CFPB complaints?
No CFPB complaints against Alcoa Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
