Delta Refining Co Emp
Delta Refining Co Emp is a credit union based in Memphis, Tennessee, established in 1954, with $5 million in total assets serving 259 members. By Trust Grade it ranks 100th of 126 credit unions we track in Tennessee. Its net worth ratio of 21.0% is stronger than 81% of similarly sized credit unions, versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.77% return on assets), a point to watch. No consumer complaints against Delta Refining Co Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Delta Refining Co Emp compares to Tennessee peers
How we graded Delta Refining Co Emp
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (21.0% capital ratio)
- Unprofitable over the period (ROA -0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Delta Refining Co Emp over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Delta Refining Co Emp insured?
Yes. Delta Refining Co Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Delta Refining Co Emp: frequently asked questions
Is Delta Refining Co Emp a good credit union?
Delta Refining Co Emp earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Strongly capitalized (21.0% capital ratio); Unprofitable over the period (ROA -0.77%).
Is Delta Refining Co Emp NCUA-insured?
Yes. Delta Refining Co Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Delta Refining Co Emp?
Delta Refining Co Emp holds $5 million in total assets, ranking 100th of 126 credit unions we track in Tennessee. It serves 259 members.
Does Delta Refining Co Emp have CFPB complaints?
No CFPB complaints against Delta Refining Co Emp appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
