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credit union

I B E W 175

Chattanooga, TN · Est. 1961
A
Trust Grade
Excellent
Score: 98/100

I B E W 175 is a credit union based in Chattanooga, Tennessee, established in 1961, with $14 million in total assets serving 1,641 members. By Trust Grade it ranks 12th of 126 credit unions we track in Tennessee. Its net worth ratio of 17.4% is stronger than 68% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 3.47% return on assets. No consumer complaints against I B E W 175 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.5M
<$100M institution
Members
1,641
Shares & deposits
Net worth ratio
17.4%
Top 32% of <$100M peers · Tennessee median 13.9%
Return on assets
3.5%
Top 1% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#12
of 126 credit unions

How I B E W 175 compares to Tennessee peers

Net worth ratio
Top 32% of <$100M peers
I B
17.4%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
I B
3.5%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded I B E W 175

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.4% capital ratio)
  • Strongly profitable (ROA 3.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for I B E W 175 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at I B E W 175 insured?

Yes. I B E W 175 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

I B E W 175: frequently asked questions

Is I B E W 175 a good credit union?

I B E W 175 earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.4% capital ratio); Strongly profitable (ROA 3.47%).

Is I B E W 175 NCUA-insured?

Yes. I B E W 175 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is I B E W 175?

I B E W 175 holds $14 million in total assets, ranking 12th of 126 credit unions we track in Tennessee. It serves 1,641 members.

Does I B E W 175 have CFPB complaints?

No CFPB complaints against I B E W 175 appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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