Tennessee Valley
Tennessee Valley is a credit union based in Chattanooga, Tennessee, established in 1936, with $3.2 billion in total assets serving 178,561 members. By Trust Grade it ranks 2nd of 126 credit unions we track in Tennessee. Its net worth ratio of 14.7% is stronger than 92% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Tennessee Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tennessee Valley compares to Tennessee peers
How we graded Tennessee Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tennessee Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Tennessee Valley insured?
Yes. Tennessee Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tennessee Valley: frequently asked questions
Is Tennessee Valley a good credit union?
Tennessee Valley earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.45%).
Is Tennessee Valley NCUA-insured?
Yes. Tennessee Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Tennessee Valley?
Tennessee Valley holds $3.2 billion in total assets, ranking 2nd of 126 credit unions we track in Tennessee. It serves 178,561 members.
Does Tennessee Valley have CFPB complaints?
No CFPB complaints against Tennessee Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
