Middle Tennessee
Middle Tennessee is a credit union based in Cookeville, Tennessee, established in 1969, with $71 million in total assets serving 5,516 members. By Trust Grade it ranks 13th of 126 credit unions we track in Tennessee. Its net worth ratio of 16.5% is stronger than 64% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Middle Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middle Tennessee compares to Tennessee peers
How we graded Middle Tennessee
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.5% capital ratio)
- Strongly profitable (ROA 1.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middle Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Middle Tennessee insured?
Yes. Middle Tennessee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middle Tennessee: frequently asked questions
Is Middle Tennessee a good credit union?
Middle Tennessee earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Strongly profitable (ROA 1.91%).
Is Middle Tennessee NCUA-insured?
Yes. Middle Tennessee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Middle Tennessee?
Middle Tennessee holds $71 million in total assets, ranking 13th of 126 credit unions we track in Tennessee. It serves 5,516 members.
Does Middle Tennessee have CFPB complaints?
No CFPB complaints against Middle Tennessee appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
