Family Advantage
Family Advantage is a credit union based in Spring Hill, Tennessee, established in 1997, with $91 million in total assets serving 7,114 members. By Trust Grade it ranks 116th of 126 credit unions we track in Tennessee. Its net worth ratio of 9.2% trails most similarly sized credit unions (12th percentile), versus a Tennessee median of 13.9%. It posted a loss over the most recent period (-0.61% return on assets), a point to watch. No consumer complaints against Family Advantage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Family Advantage compares to Tennessee peers
How we graded Family Advantage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.2% capital ratio)
- Unprofitable over the period (ROA -0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Family Advantage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Family Advantage insured?
Yes. Family Advantage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Family Advantage: frequently asked questions
Is Family Advantage a good credit union?
Family Advantage earns a Bankzia Trust Grade of C (74/100, "Average"), based on a financial-strength score of 74/100 (it has no CFPB complaints on record). Well-capitalized (9.2% capital ratio); Unprofitable over the period (ROA -0.61%).
Is Family Advantage NCUA-insured?
Yes. Family Advantage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Family Advantage?
Family Advantage holds $91 million in total assets, ranking 116th of 126 credit unions we track in Tennessee. It serves 7,114 members.
Does Family Advantage have CFPB complaints?
No CFPB complaints against Family Advantage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
