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credit union

Brazos Community

Alvin, TX · Est. 1970
C
Trust Grade
Average
Score: 73/100

Brazos Community is a credit union based in Alvin, Texas, established in 1970, with $20 million in total assets serving 1,957 members. By Trust Grade it ranks 365th of 379 credit unions we track in Texas. Its net worth ratio of 17.8% is stronger than 69% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-2.38% return on assets), a point to watch. No consumer complaints against Brazos Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$20.0M
<$100M institution
Members
1,957
Shares & deposits
Net worth ratio
17.8%
Top 31% of <$100M peers · Texas median 13.5%
Return on assets
-2.4%
Bottom 4% of <$100M peers · Texas median 0.58%
Rank in Texas
#365
of 379 credit unions

How Brazos Community compares to Texas peers

Net worth ratio
Top 31% of <$100M peers
Brazos Community
17.8%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
Brazos Community
-2.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Brazos Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (17.8% capital ratio)
  • Unprofitable over the period (ROA -2.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Brazos Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Brazos Community insured?

Yes. Brazos Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Brazos Community: frequently asked questions

Is Brazos Community a good credit union?

Brazos Community earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Unprofitable over the period (ROA -2.38%).

Is Brazos Community NCUA-insured?

Yes. Brazos Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Brazos Community?

Brazos Community holds $20 million in total assets, ranking 365th of 379 credit unions we track in Texas. It serves 1,957 members.

Does Brazos Community have CFPB complaints?

No CFPB complaints against Brazos Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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