American Baptist Association
American Baptist Association is a credit union based in Angleton, Texas, established in 1970, with $2 million in total assets serving 391 members. By Trust Grade it ranks 376th of 379 credit unions we track in Texas. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-1.61% return on assets), a point to watch. No consumer complaints against American Baptist Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Baptist Association compares to Texas peers
How we graded American Baptist Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Unprofitable over the period (ROA -1.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Baptist Association over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at American Baptist Association insured?
Yes. American Baptist Association is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Baptist Association: frequently asked questions
Is American Baptist Association a good credit union?
American Baptist Association earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Unprofitable over the period (ROA -1.61%).
Is American Baptist Association NCUA-insured?
Yes. American Baptist Association is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is American Baptist Association?
American Baptist Association holds $2 million in total assets, ranking 376th of 379 credit unions we track in Texas. It serves 391 members.
Does American Baptist Association have CFPB complaints?
No CFPB complaints against American Baptist Association appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
