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credit union

Libertyone

Arlington, TX · Est. 1935
90/ 100
Trust Grade
Excellent
90 out of 100

Libertyone is a credit union based in Arlington, Texas, established in 1935, with $178 million in total assets serving 9,350 members. By Trust Grade it ranks 226th of 379 credit unions we track in Texas. Its net worth ratio of 10.9% trails most similarly sized credit unions (45th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Libertyone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$177.7M
$100M–1B institution
Members
9,350
Shares & deposits
Net worth ratio
10.9%
Bottom 45% of $100M–1B peers · Texas median 13.5%
Return on assets
0.4%
Bottom 31% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#226
of 379 credit unions

How Libertyone compares to Texas peers

Net worth ratio
Bottom 45% of $100M–1B peers
Libertyone
10.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Libertyone
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Libertyone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
90/100
  • Well-capitalized (10.9% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Libertyone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Libertyone insured?

Yes. Libertyone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Libertyone: frequently asked questions

Is Libertyone a good credit union?

Libertyone earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.9% capital ratio); Profitable (ROA 0.43%).

Is Libertyone NCUA-insured?

Yes. Libertyone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Libertyone?

Libertyone holds $178 million in total assets, ranking 226th of 379 credit unions we track in Texas. It serves 9,350 members.

Does Libertyone have CFPB complaints?

No CFPB complaints against Libertyone appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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