Chemcel
Chemcel is a credit union based in Bishop, Texas, established in 1951, with $184 million in total assets serving 9,394 members. By Trust Grade it ranks 114th of 379 credit unions we track in Texas. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Chemcel appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Chemcel compares to Texas peers
How we graded Chemcel
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Chemcel over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Chemcel insured?
Yes. Chemcel is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Chemcel: frequently asked questions
Is Chemcel a good credit union?
Chemcel earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.81%).
Is Chemcel NCUA-insured?
Yes. Chemcel is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Chemcel?
Chemcel holds $184 million in total assets, ranking 114th of 379 credit unions we track in Texas. It serves 9,394 members.
Does Chemcel have CFPB complaints?
No CFPB complaints against Chemcel appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
