Skip to main content
credit union

Greater Texas

Austin, TX · Est. 1952
C
Trust Grade
Average
Score: 77/100

Greater Texas is a credit union based in Austin, Texas, established in 1952, with $988 million in total assets serving 75,261 members. By Trust Grade it ranks 336th of 379 credit unions we track in Texas. Its net worth ratio of 7.3% trails most similarly sized credit unions (1th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Greater Texas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$988.0M
$100M–1B institution
Members
75,261
Shares & deposits
Net worth ratio
7.3%
Bottom 1% of $100M–1B peers · Texas median 13.5%
Return on assets
0.4%
Bottom 33% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#336
of 379 credit unions

How Greater Texas compares to Texas peers

Net worth ratio
Bottom 1% of $100M–1B peers
Greater Texas
7.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of $100M–1B peers
Greater Texas
0.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Greater Texas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
77/100
Customer experience
n/a
Overall
C · 77
  • Well-capitalized (7.3% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Texas over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Texas insured?

Yes. Greater Texas is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Texas: frequently asked questions

Is Greater Texas a good credit union?

Greater Texas earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.45%).

Is Greater Texas NCUA-insured?

Yes. Greater Texas is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Texas?

Greater Texas holds $988 million in total assets, ranking 336th of 379 credit unions we track in Texas. It serves 75,261 members.

Does Greater Texas have CFPB complaints?

No CFPB complaints against Greater Texas appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Houston Police
credit union · Houston, TX · $999M assets
Houston
credit union · Sugar Land, TX · $962M assets
Brazos Valley Schools
credit union · Katy, TX · $1.0B assets
Schlumberger Employees
credit union · Sugar Land, TX · $934M assets
Community Resource
credit union · Baytown, TX · $934M assets
Texas Bay
credit union · Houston, TX · $902M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →