Houston
Houston is a credit union based in Sugar Land, Texas, established in 1960, with $962 million in total assets serving 60,128 members. By Trust Grade it ranks 281st of 379 credit unions we track in Texas. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Houston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Houston compares to Texas peers
How we graded Houston
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.43%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Houston over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Houston insured?
Yes. Houston is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Houston: frequently asked questions
Is Houston a good credit union?
Houston earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.43%).
Is Houston NCUA-insured?
Yes. Houston is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Houston?
Houston holds $962 million in total assets, ranking 281st of 379 credit unions we track in Texas. It serves 60,128 members.
Does Houston have CFPB complaints?
No CFPB complaints against Houston appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
