Skip to main content
credit union

Dugood

Beaumont, TX · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Dugood is a credit union based in Beaumont, Texas, established in 1962, with $611 million in total assets serving 37,857 members. By Trust Grade it ranks 37th of 379 credit unions we track in Texas. Its net worth ratio of 13.0% is stronger than 72% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Dugood appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$610.5M
$100M–1B institution
Members
37,857
Shares & deposits
Net worth ratio
13.0%
Top 28% of $100M–1B peers · Texas median 13.5%
Return on assets
1.4%
Top 12% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#37
of 379 credit unions

How Dugood compares to Texas peers

Net worth ratio
Top 28% of $100M–1B peers
Dugood
13.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Dugood
1.4%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Dugood

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dugood over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dugood insured?

Yes. Dugood is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dugood: frequently asked questions

Is Dugood a good credit union?

Dugood earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.44%).

Is Dugood NCUA-insured?

Yes. Dugood is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dugood?

Dugood holds $611 million in total assets, ranking 37th of 379 credit unions we track in Texas. It serves 37,857 members.

Does Dugood have CFPB complaints?

No CFPB complaints against Dugood appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Educators
credit union · Waco, TX · $604M assets
Union Square
credit union · Wichita Falls, TX · $599M assets
City
credit union · Dallas, TX · $630M assets
Education First
credit union · Beaumont, TX · $590M assets
Associated Credit Union Of Texas
credit union · League City, TX · $589M assets
Resource One
credit union · Dallas, TX · $654M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →