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credit union

City

Dallas, TX · Est. 1942
A
Trust Grade
Excellent
Score: 95/100

City is a credit union based in Dallas, Texas, established in 1942, with $630 million in total assets serving 33,792 members. By Trust Grade it ranks 145th of 379 credit unions we track in Texas. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$630.5M
$100M–1B institution
Members
33,792
Shares & deposits
Net worth ratio
11.9%
Top 41% of $100M–1B peers · Texas median 13.5%
Return on assets
0.7%
Bottom 49% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#145
of 379 credit unions

How City compares to Texas peers

Net worth ratio
Top 41% of $100M–1B peers
City
11.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
City
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for City over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at City insured?

Yes. City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

City: frequently asked questions

Is City a good credit union?

City earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.67%).

Is City NCUA-insured?

Yes. City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is City?

City holds $630 million in total assets, ranking 145th of 379 credit unions we track in Texas. It serves 33,792 members.

Does City have CFPB complaints?

No CFPB complaints against City appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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