Skip to main content
credit union

Fannin

Bonham, TX · Est. 1966
A
Trust Grade
Excellent
Score: 98/100

Fannin is a credit union based in Bonham, Texas, established in 1966, with $80 million in total assets serving 6,717 members. By Trust Grade it ranks 44th of 379 credit unions we track in Texas. Its net worth ratio of 20.0% is stronger than 78% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.48% return on assets. No consumer complaints against Fannin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$79.5M
<$100M institution
Members
6,717
Shares & deposits
Net worth ratio
20.0%
Top 22% of <$100M peers · Texas median 13.5%
Return on assets
2.5%
Top 3% of <$100M peers · Texas median 0.58%
Rank in Texas
#44
of 379 credit unions

How Fannin compares to Texas peers

Net worth ratio
Top 22% of <$100M peers
Fannin
20.0%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Fannin
2.5%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fannin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.0% capital ratio)
  • Strongly profitable (ROA 2.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fannin over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fannin insured?

Yes. Fannin is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fannin: frequently asked questions

Is Fannin a good credit union?

Fannin earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.0% capital ratio); Strongly profitable (ROA 2.48%).

Is Fannin NCUA-insured?

Yes. Fannin is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fannin?

Fannin holds $80 million in total assets, ranking 44th of 379 credit unions we track in Texas. It serves 6,717 members.

Does Fannin have CFPB complaints?

No CFPB complaints against Fannin appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Kbr Heritage
credit union · Houston, TX · $80M assets
Texan Sky
credit union · Dumas, TX · $79M assets
Baylor Health Care System
credit union · Dallas, TX · $81M assets
Freestone
credit union · Teague, TX · $78M assets
Southern
credit union · Houston, TX · $78M assets
Metro Medical
credit union · Dallas, TX · $82M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →