Skip to main content
credit union

Baylor Health Care System

Dallas, TX · Est. 1957
A
Trust Grade
Excellent
Score: 96/100

Baylor Health Care System is a credit union based in Dallas, Texas, established in 1957, with $81 million in total assets serving 4,936 members. By Trust Grade it ranks 125th of 379 credit unions we track in Texas. Its net worth ratio of 22.1% is stronger than 84% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against Baylor Health Care System appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$81.1M
<$100M institution
Members
4,936
Shares & deposits
Net worth ratio
22.1%
Top 16% of <$100M peers · Texas median 13.5%
Return on assets
0.7%
Top 44% of <$100M peers · Texas median 0.58%
Rank in Texas
#125
of 379 credit unions

How Baylor Health Care System compares to Texas peers

Net worth ratio
Top 16% of <$100M peers
Baylor Health
22.1%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of <$100M peers
Baylor Health
0.7%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Baylor Health Care System

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (22.1% capital ratio)
  • Profitable (ROA 0.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Baylor Health Care System over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Baylor Health Care System insured?

Yes. Baylor Health Care System is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Baylor Health Care System: frequently asked questions

Is Baylor Health Care System a good credit union?

Baylor Health Care System earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (22.1% capital ratio); Profitable (ROA 0.71%).

Is Baylor Health Care System NCUA-insured?

Yes. Baylor Health Care System is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Baylor Health Care System?

Baylor Health Care System holds $81 million in total assets, ranking 125th of 379 credit unions we track in Texas. It serves 4,936 members.

Does Baylor Health Care System have CFPB complaints?

No CFPB complaints against Baylor Health Care System appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Metro Medical
credit union · Dallas, TX · $82M assets
Kbr Heritage
credit union · Houston, TX · $80M assets
Fannin
credit union · Bonham, TX · $80M assets
Postel Family
credit union · Wichita Falls, TX · $83M assets
Texan Sky
credit union · Dumas, TX · $79M assets
Freestone
credit union · Teague, TX · $78M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →