Wellspring
Wellspring is a credit union based in Bridge City, Texas, established in 1958, with $92 million in total assets serving 8,311 members. By Trust Grade it ranks 267th of 379 credit unions we track in Texas. Its net worth ratio of 8.8% trails most similarly sized credit unions (9th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against Wellspring appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wellspring compares to Texas peers
How we graded Wellspring
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.96%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Wellspring over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Wellspring insured?
Yes. Wellspring is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wellspring: frequently asked questions
Is Wellspring a good credit union?
Wellspring earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.96%).
Is Wellspring NCUA-insured?
Yes. Wellspring is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Wellspring?
Wellspring holds $92 million in total assets, ranking 267th of 379 credit unions we track in Texas. It serves 8,311 members.
Does Wellspring have CFPB complaints?
No CFPB complaints against Wellspring appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
