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credit union

Border

Del Rio, TX · Est. 1986
A
Trust Grade
Excellent
Score: 98/100

Border is a credit union based in Del Rio, Texas, established in 1986, with $269 million in total assets serving 27,636 members. By Trust Grade it ranks 52nd of 379 credit unions we track in Texas. Its net worth ratio of 17.4% is stronger than 94% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against Border appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$268.6M
$100M–1B institution
Members
27,636
Shares & deposits
Net worth ratio
17.4%
Top 6% of $100M–1B peers · Texas median 13.5%
Return on assets
1.2%
Top 19% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#52
of 379 credit unions

How Border compares to Texas peers

Net worth ratio
Top 6% of $100M–1B peers
Border
17.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Border
1.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Border

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.4% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Border over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Border insured?

Yes. Border is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Border: frequently asked questions

Is Border a good credit union?

Border earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.4% capital ratio); Strongly profitable (ROA 1.23%).

Is Border NCUA-insured?

Yes. Border is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Border?

Border holds $269 million in total assets, ranking 52nd of 379 credit unions we track in Texas. It serves 27,636 members.

Does Border have CFPB complaints?

No CFPB complaints against Border appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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