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credit union

Bp

Houston, TX · Est. 1937
A
Trust Grade
Excellent
Score: 92/100

Bp is a credit union based in Houston, Texas, established in 1937, with $130 million in total assets serving 6,441 members. By Trust Grade it ranks 189th of 379 credit unions we track in Texas. Its net worth ratio of 13.3% is stronger than 74% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Bp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$130.5M
$100M–1B institution
Members
6,441
Shares & deposits
Net worth ratio
13.3%
Top 26% of $100M–1B peers · Texas median 13.5%
Return on assets
0.2%
Bottom 18% of $100M–1B peers · Texas median 0.58%
Rank in Texas
#189
of 379 credit unions

How Bp compares to Texas peers

Net worth ratio
Top 26% of $100M–1B peers
Bp
13.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Bp
0.2%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Bp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bp insured?

Yes. Bp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bp: frequently asked questions

Is Bp a good credit union?

Bp earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.23%).

Is Bp NCUA-insured?

Yes. Bp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bp?

Bp holds $130 million in total assets, ranking 189th of 379 credit unions we track in Texas. It serves 6,441 members.

Does Bp have CFPB complaints?

No CFPB complaints against Bp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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