United Community
United Community is a credit union based in Houston, Texas, established in 1950, with $127 million in total assets serving 13,596 members. By Trust Grade it ranks 107th of 379 credit unions we track in Texas. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against United Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Community compares to Texas peers
How we graded United Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Community insured?
Yes. United Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Community: frequently asked questions
Is United Community a good credit union?
United Community earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.94%).
Is United Community NCUA-insured?
Yes. United Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Community?
United Community holds $127 million in total assets, ranking 107th of 379 credit unions we track in Texas. It serves 13,596 members.
Does United Community have CFPB complaints?
No CFPB complaints against United Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
