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credit union

Irving City Employees

Irving, TX · Est. 1961
A
Trust Grade
Excellent
Score: 96/100

Irving City Employees is a credit union based in Irving, Texas, established in 1961, with $85 million in total assets serving 5,045 members. By Trust Grade it ranks 121st of 379 credit unions we track in Texas. Its net worth ratio of 11.4% trails most similarly sized credit unions (28th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.93% return on assets. No consumer complaints against Irving City Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$84.7M
<$100M institution
Members
5,045
Shares & deposits
Net worth ratio
11.4%
Bottom 28% of <$100M peers · Texas median 13.5%
Return on assets
1.9%
Top 7% of <$100M peers · Texas median 0.58%
Rank in Texas
#121
of 379 credit unions

How Irving City Employees compares to Texas peers

Net worth ratio
Bottom 28% of <$100M peers
Irving City
11.4%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Irving City
1.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Irving City Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Irving City Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Irving City Employees insured?

Yes. Irving City Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Irving City Employees: frequently asked questions

Is Irving City Employees a good credit union?

Irving City Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.93%).

Is Irving City Employees NCUA-insured?

Yes. Irving City Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Irving City Employees?

Irving City Employees holds $85 million in total assets, ranking 121st of 379 credit unions we track in Texas. It serves 5,045 members.

Does Irving City Employees have CFPB complaints?

No CFPB complaints against Irving City Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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