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credit union

Postel Family

Wichita Falls, TX · Est. 1929
B
Trust Grade
Strong
Score: 87/100

Postel Family is a credit union based in Wichita Falls, Texas, established in 1929, with $83 million in total assets serving 5,826 members. By Trust Grade it ranks 265th of 379 credit unions we track in Texas. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against Postel Family appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$83.0M
<$100M institution
Members
5,826
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Texas median 13.5%
Return on assets
-0.0%
Bottom 21% of <$100M peers · Texas median 0.58%
Rank in Texas
#265
of 379 credit unions

How Postel Family compares to Texas peers

Net worth ratio
Bottom 26% of <$100M peers
Postel Family
11.2%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
Postel Family
-0.0%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Postel Family

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (11.2% capital ratio)
  • Unprofitable over the period (ROA -0.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Postel Family over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Postel Family insured?

Yes. Postel Family is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Postel Family: frequently asked questions

Is Postel Family a good credit union?

Postel Family earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Unprofitable over the period (ROA -0.01%).

Is Postel Family NCUA-insured?

Yes. Postel Family is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Postel Family?

Postel Family holds $83 million in total assets, ranking 265th of 379 credit unions we track in Texas. It serves 5,826 members.

Does Postel Family have CFPB complaints?

No CFPB complaints against Postel Family appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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