Mobility Credit Union
Mobility Credit Union is a credit union based in Irving, Texas, established in 1965, with $359 million in total assets serving 20,838 members. By Trust Grade it ranks 347th of 379 credit unions we track in Texas. Its net worth ratio of 7.8% trails most similarly sized credit unions (3th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.05% return on assets. No consumer complaints against Mobility Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mobility Credit Union compares to Texas peers
How we graded Mobility Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Profitable (ROA 0.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mobility Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mobility Credit Union insured?
Yes. Mobility Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mobility Credit Union: frequently asked questions
Is Mobility Credit Union a good credit union?
Mobility Credit Union earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.05%).
Is Mobility Credit Union NCUA-insured?
Yes. Mobility Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mobility Credit Union?
Mobility Credit Union holds $359 million in total assets, ranking 347th of 379 credit unions we track in Texas. It serves 20,838 members.
Does Mobility Credit Union have CFPB complaints?
No CFPB complaints against Mobility Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
