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credit union

Lufkin

Lufkin, TX · Est. 1964
A
Trust Grade
Excellent
Score: 98/100

Lufkin is a credit union based in Lufkin, Texas, established in 1964, with $47 million in total assets serving 5,103 members. By Trust Grade it ranks 41st of 379 credit unions we track in Texas. Its net worth ratio of 26.3% is stronger than 91% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Lufkin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$46.9M
<$100M institution
Members
5,103
Shares & deposits
Net worth ratio
26.3%
Top 9% of <$100M peers · Texas median 13.5%
Return on assets
2.1%
Top 6% of <$100M peers · Texas median 0.58%
Rank in Texas
#41
of 379 credit unions

How Lufkin compares to Texas peers

Net worth ratio
Top 9% of <$100M peers
Lufkin
26.3%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Lufkin
2.1%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Lufkin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (26.3% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Lufkin over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Lufkin insured?

Yes. Lufkin is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Lufkin: frequently asked questions

Is Lufkin a good credit union?

Lufkin earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (26.3% capital ratio); Strongly profitable (ROA 2.06%).

Is Lufkin NCUA-insured?

Yes. Lufkin is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Lufkin?

Lufkin holds $47 million in total assets, ranking 41st of 379 credit unions we track in Texas. It serves 5,103 members.

Does Lufkin have CFPB complaints?

No CFPB complaints against Lufkin appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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