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credit union

Mesquite

Mesquite, TX · Est. 1968
A
Trust Grade
Excellent
Score: 92/100

Mesquite is a credit union based in Mesquite, Texas, established in 1968, with $41 million in total assets serving 2,873 members. By Trust Grade it ranks 193rd of 379 credit unions we track in Texas. Its net worth ratio of 10.7% trails most similarly sized credit unions (22th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Mesquite appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.0M
<$100M institution
Members
2,873
Shares & deposits
Net worth ratio
10.7%
Bottom 22% of <$100M peers · Texas median 13.5%
Return on assets
0.9%
Top 34% of <$100M peers · Texas median 0.58%
Rank in Texas
#193
of 379 credit unions

How Mesquite compares to Texas peers

Net worth ratio
Bottom 22% of <$100M peers
Mesquite
10.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Mesquite
0.9%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Mesquite

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.7% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mesquite over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mesquite insured?

Yes. Mesquite is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mesquite: frequently asked questions

Is Mesquite a good credit union?

Mesquite earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Profitable (ROA 0.92%).

Is Mesquite NCUA-insured?

Yes. Mesquite is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mesquite?

Mesquite holds $41 million in total assets, ranking 193rd of 379 credit unions we track in Texas. It serves 2,873 members.

Does Mesquite have CFPB complaints?

No CFPB complaints against Mesquite appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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