Old Ocean
Old Ocean is a credit union based in Sweeny, Texas, established in 1949, with $42 million in total assets serving 3,017 members. By Trust Grade it ranks 9th of 379 credit unions we track in Texas. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 1.88% return on assets. No consumer complaints against Old Ocean appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Old Ocean compares to Texas peers
How we graded Old Ocean
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.8% capital ratio)
- Strongly profitable (ROA 1.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Old Ocean over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Old Ocean insured?
Yes. Old Ocean is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Old Ocean: frequently asked questions
Is Old Ocean a good credit union?
Old Ocean earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Strongly profitable (ROA 1.88%).
Is Old Ocean NCUA-insured?
Yes. Old Ocean is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Old Ocean?
Old Ocean holds $42 million in total assets, ranking 9th of 379 credit unions we track in Texas. It serves 3,017 members.
Does Old Ocean have CFPB complaints?
No CFPB complaints against Old Ocean appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
