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credit union

Midland Municipal Employees

Midland, TX · Est. 1953
95/ 100
Trust Grade
Excellent
95 out of 100

Midland Municipal Employees is a credit union based in Midland, Texas, established in 1953, with $17 million in total assets serving 1,289 members. By Trust Grade it ranks 144th of 379 credit unions we track in Texas. Its net worth ratio of 14.9% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Midland Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.9M
<$100M institution
Members
1,289
Shares & deposits
Net worth ratio
14.9%
Top 46% of <$100M peers · Texas median 13.5%
Return on assets
0.6%
Bottom 48% of <$100M peers · Texas median 0.58%
Rank in Texas
#144
of 379 credit unions

How Midland Municipal Employees compares to Texas peers

Net worth ratio
Top 46% of <$100M peers
Midland Municipal
14.9%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 48% of <$100M peers
Midland Municipal
0.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Midland Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (14.9% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Midland Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Midland Municipal Employees insured?

Yes. Midland Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Midland Municipal Employees: frequently asked questions

Is Midland Municipal Employees a good credit union?

Midland Municipal Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.57%).

Is Midland Municipal Employees NCUA-insured?

Yes. Midland Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Midland Municipal Employees?

Midland Municipal Employees holds $17 million in total assets, ranking 144th of 379 credit unions we track in Texas. It serves 1,289 members.

Does Midland Municipal Employees have CFPB complaints?

No CFPB complaints against Midland Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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