Cowboy Country
Cowboy Country is a credit union based in Premont, Texas, established in 1948, with $17 million in total assets serving 2,260 members. By Trust Grade it ranks 357th of 379 credit unions we track in Texas. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a Texas median of 13.5%. It posted a loss over the most recent period (-4.65% return on assets), a point to watch. No consumer complaints against Cowboy Country appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cowboy Country compares to Texas peers
How we graded Cowboy Country
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Unprofitable over the period (ROA -4.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cowboy Country over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Cowboy Country insured?
Yes. Cowboy Country is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cowboy Country: frequently asked questions
Is Cowboy Country a good credit union?
Cowboy Country earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Unprofitable over the period (ROA -4.65%).
Is Cowboy Country NCUA-insured?
Yes. Cowboy Country is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Cowboy Country?
Cowboy Country holds $17 million in total assets, ranking 357th of 379 credit unions we track in Texas. It serves 2,260 members.
Does Cowboy Country have CFPB complaints?
No CFPB complaints against Cowboy Country appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
