Mct
Mct is a credit union based in Port Neches, Texas, established in 1953, with $411 million in total assets serving 21,604 members. By Trust Grade it ranks 274th of 379 credit unions we track in Texas. Its net worth ratio of 10.1% trails most similarly sized credit unions (31th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Mct appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mct compares to Texas peers
How we graded Mct
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.1% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Mct over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mct insured?
Yes. Mct is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mct: frequently asked questions
Is Mct a good credit union?
Mct earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.1% capital ratio); Profitable (ROA 0.42%).
Is Mct NCUA-insured?
Yes. Mct is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mct?
Mct holds $411 million in total assets, ranking 274th of 379 credit unions we track in Texas. It serves 21,604 members.
Does Mct have CFPB complaints?
No CFPB complaints against Mct appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
